FROM THE DESK OF ANDRÉS

Articles

School’s In. Thank a Teacher!

School’s In. Thank a Teacher!

In my part of the country, it’s back to school time. Made me think back to my childhood. As some of you may know, my father, Alberto Romero, was a college professor and high school teacher. I am also blessed to have my youngest daughter, Isabelle, follow in his...

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Buying a Car? It’s All Different Now!

Buying a Car? It’s All Different Now!

Protect Your Budget While Car Shopping Back in May of 2021, I wrote about buying cars in the early days post pandemic. That was at a time when the supply of both new and used cars was very low and prices were high. Fast forward to today, a few things have changed and...

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Does the Fed Funds Rate Matter?

Does the Fed Funds Rate Matter?

The Fed is Raising Interest Rates It is expected that The Fed will be raising the Fed funds lending rate on Wednesday by 0.25% according to JP Morgan to 5.25-5.30%. Why does this matter? It matters from the perspective of what direction interest rates are headed on...

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Can This Stock Market Rally Continue?

Can This Stock Market Rally Continue?

Can the Bull Market Continue? To most people’s surprise, stock markets around the world are up. Market timing is rarely a winning strategy. It’s one of the reasons we encourage investors to develop their own personal investment strategies and stick to them. Our...

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Labor Markets May Be Coming Off Their Highs

Labor Markets May Be Coming Off Their Highs

The U.S. economy has proven to be more resilient in the first half of 2023 than many expected, as strength in the labor market has helped support consumption. But how much momentum does that labor market have? This week’s chart looks to quantify labor market momentum...

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Stock Markets Higher in First Half of 2023

Stock Markets Higher in First Half of 2023

We are now in the second half of 2023. In the first half of 2023, stock markets did well. Both in the US and around the world. The S&P 500 is up 16.89% thru 6-30-2023. Other stock indexes also have done well. Developed market (DM) and emerging market (EM)...

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2023 Midyear Outlook – The New Reality for Investors

We are now mid-way through 2023, and I thought it a great time to look at the 2023 investment markets. See what has happened in the first half of 2023 and what's possibly to come moving forward. We have included a comprehensive Midyear Outlook issue for you to...

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What’s The Fed going to do?

What’s The Fed going to do?

The Fed (aka the  FOMC ) is scheduled to decide on US interest rates this Wednesday and according to JP Morgan they should consider pausing the rate increases. On Wednesday, the Fed should provide more clarity on the trajectory of rates after vacillation in market...

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Economic Outlook: Mild Recession, Strong Recovery

Now that the debt ceiling has been raised, let’s take a look at the economic outlook from Capital Group. The global economy has managed to avoid a recession in recent months, thanks to resilient consumers, a surge in travel and leisure activities, and the reopening of...

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Debt Ceiling and Market Volatility. What to Do?

Debt Ceiling and Market Volatility. What to Do?

During periods of volatility in the stock market like we are currently having, you may have doubts about your long-term investment strategy. It’s important to remember this quote from Warren Buffett: “The market is the most efficient mechanism anywhere in the world...

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Tax Ideas

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