FROM THE DESK OF ANDRÉS
Articles

Halloween’s Treat: S&P 500 Up 8% for October
Happy Halloween! October has given you an investment treat. Although markets were slightly down today, all stock indexes were up for the month of October with the S&P 500 being up 8%.

IRS Increases 2023 401k Maximum Deferrals to Record Levels
This past Friday, the IRS released the new 2023 retirement contribution limits .

Market Returns After Midterm Elections Have Been Strong
In a year when soaring inflation, the war in Ukraine and a bear market have commanded headlines, the U.S. midterm elections risked becoming an afterthought.

Year-End Planning to Do Now
We are less than 2 months for the end of 2022. It’s important to do some planning now.

4Q22 Looks to be Another Tough Quarter, but Don’t Be Overly Pessimistic
The third quarter of 2022 saw financial assets continue their year-to-date decline, as positive stock-bond correlations and a pullback in commodity prices delivered negative returns…

How to Handle Market Declines
It’s been a tough year for investment markets. The S&P 500 is down -21.61% year to date. You wouldn’t be human if you didn’t fear loss.

Thinking about traveling internationally? Now is the time…
Have you been thinking about heading abroad? Now is a good time! The US Dollar, according to the WSJ U.S. Dollar index , is up 13% in 2022.

Re: In tough investment markets, you may be pitched “investments” that sound great. Be careful!
In today’s markets’ where the S&P 500 is down -16.78% and the US Bonds is down -10.94%, it’s easy to want to look for better performing investment options.

Student Loan Debt Relief Plan Explained
President Biden, Vice President Harris, and the U.S. Department of Education have announced a three-part plan to help working and middle-class federal student loan…

Happy Tooth Fairy Day!
An unlikely but accurate economic indicator, as they tend to follow the S&P 500 trends, Tooth Fairy payouts are soaring again.
Tax Ideas
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