Target date funds have become a staple of 401k retirement plans, where they are often the default investment option for new employees. A target date fund is based on and named after the year that approximates when an investor plans to withdrawing the money for...
The order of your annual rates of return matter when you are starting to draw income from your retirement funds. Invest 2 minutes and see how two portfolios averaging 6% annual rates of return can have a end value difference of $150,000. Need second opinion on your...
We are continually reviewing the fund and investment options for our clients. In 401k plans, a common holding that people typically have are Target Date Funds (TDF). The target date is the approximate date when investors plan to start withdrawing their money. TDFs...
It has been a crazy 2020 for the investment markets. When you thought you’d seen it all, the crude oil markets say… “Hold my beer….” On Monday April 20 th , there was a moment where you would’ve been paid to take a barrel of oil. The price of a barrel of...
US stock market ( S&P 500 ) was up 3% last week and is up 11% for the quarter. Quite the recovery from the -20% of the first quarter! As is often the case, what the markets do today or tomorrow is anyone’s guess. What I can tell you is that short term news...
