We are continually reviewing the fund and investment options for our clients.

In 401k plans, a common holding that people typically have are Target Date Funds (TDF).  The target date is the approximate date when investors plan to start withdrawing their money.​  TDFs are funds that seek to become less volatile as you get older (age 65) and automatically change allocations over time.

Keep in mind, the principal value of a target fund is not guaranteed at any time, including at the target date.  How did yours do in the COVID-19 era? (aka first quarter 2020) And by “do,” we mean: perform net of fees. Take a look at yours.

Need a second opinion on your 401k plan? Reach out.

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. Investing involves risk including loss of principal. No strategy assures success or protects against loss.