Saving versus paying off debt is an age-old quandary that has plagued people since the advent of consumer debt. Pose this question to a group of financial planners and the responses will be split, roughly down the middle. While there might be as many advocates for...
The current economic environment has caused most everyone to reconsider their personal finances with many people having to drastically change their spending and savings habits. Out of this economic malaise may come an opportunity to finally instill the right habits in...
I got to thinking about this weekend’s Super Bowl. The predictions were that it was going to be a high-scoring affair due to the new emphasis on, and success of, offense. The Los Angeles Rams had the new offense focused approach with the young, offensive-minded head...
If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule, the one that suggests that retirees will need between 70 and 80% of their pre-retirement income in order to...
We finished 2018 with the S&P 500 being down 4.4%. In 2019 through Monday 1/21/2019, the S&P 500 is up 6.63%. Quite a ride 3 weeks into 2019! It brings to mind this chart that I discovered on social media…emojis and all! (click to chart enlarge- chart courtesy...
