As of last Friday 1/21/2022, the US stock market (based on the S&P 500) is down 7.66% in 2022. And today we went on a wild ride of being down 2.50% to closing up 0.28%. We are in a time of a good deal of stock market volatility. Why? Many reasons. Increasing inflation and interest rates and possible geopolitical risks (including COVID-19 effects on economies and Ukrainian/Russian invasion risks among others).

What should you do? Review your long-term investment portfolio. A well-diversified portfolio will have exposure to most segments of the stock markets (large to small. US and international) and, possibly, bonds and bond related markets. Also make sure you are investing on a regular basis. You can do this via your 401k plan and monthly investing. Buying stocks on sale (aka low) like today is a smart move!

Don’t know where to start? Let us help you. Set a time to review your portfolio with us and we will send you a side by side portfolio comparison for your risk tolerance. We’ll provide this to you at no cost.